

Protect Your Trip Payment
with Travel Protection
Help Protect Your Vacation with our Travel Protection
Luxury Gold’s Travel Protection allows you to cancel up to 24 hours before departure and receive a future travel credit, or cash refund if you need to cancel for select covered reasons. You’ll also be covered should you become sick while traveling and need to return home.
Select the Plan That Fits Your Needs
Are you hoping to book your dream vacation, but worry about the unexpected, especially because of current concerns with COVID-19 and the possibility of quarantine? Our Travel Protection plans may protect you from these events so you can travel with confidence.
TRAVEL PROTECTION PLAN
Cancel for ANY reason up to 24 hours prior to departure and be eligible for a Future Travel Certificate (non-insurance feature) for 100% of the non-refundable, pre-paid trip costs
Medical coverage should you become sick, including COVID-19, and are unable to travel
Trip cancellation benefits should you need to cancel for a covered reason
Coverage may be available if you are required to quarantine
Reimbursement up to 150% of your trip cost should you need to interrupt your trip for a covered reason
Trip delay coverage, baggage protection, 24/7 emergency assistance and more!
*Insurance benefits described are underwritten by ARCH Insurance Company, NAIC 11150
Click here for a summary of coverage details, terms and conditions.
Travel Protection Plan Premiums
-
$149
Per Person
Coverage for trips up to $2,000
-
$219
Per Person
Coverage for trips $2,001 - $3,500
-
$289
Per Person
Coverage for trips $3,501 - $5,000
-
$399
Per Person
Coverage for trips $5,001 - $7,500
-
$499
Per Person
Coverage for trips $7,501 and higher
TRAVEL PROTECTION PLAN PLUS
Cash reimbursement for up to 60% of your non-refundable, pre-paid trip costs should you need to cancel for ANY reason up to 24 hours prior to departure, along with a 20% Future Travel Certificate
Medical coverage should you become sick, including COVID-19, and are unable to travel
Trip cancellation benefits should you need to cancel for a covered reason
Coverage may be available if you are required to quarantine
Reimbursement up to 150% of your trip cost should you need to interrupt your trip for a covered reason
Trip delay coverage, baggage protection, 24/7 emergency assistance and more!
Click here for a summary of coverage details, terms and conditions.
*Insurance benefits described are underwritten by ARCH Insurance Company, NAIC 11150
Travel Protection Plan Plus Premiums
-
$209
Per Person
Coverage for trips up to $2,000
-
$307
Per Person
Coverage for trips $2,001 - $3,500
-
$405
Per Person
Coverage for trips $3,501 - $5,000
-
$559
Per Person
Coverage for trips $5,001 - $7,500
-
$699
Per Person
Coverage for trips $7,501 and higher
Travel Insurance is required to participate on our trips
We require guests to have travel insurance covering all dates of travel with Luxury Gold meeting the minimum levels listed below and covering: trip interruption, trip delay, emergency evacuation/repatriation, medical expenses from illness, whether individual or related to a pandemic event, such as COVID-19, and any medically-imposed quarantine such as a guest in the group contracting COVID-19 while traveling with Luxury Gold.
- TRIP INTERRUPTION - Cost of the trip (excluding air)
- TRIP DELAY - $150/day, $750 total per person
- EMERGENCY EVACUATION/REPATRIATION - $100,000 per person
- MEDICAL EXPENSES - $25,000 per person
Most travel insurers require you to purchase your coverage within a certain time of making your initial deposit/payment. Guests are advised to research and purchase insurance as soon as possible after making the deposit/payment.
As one convenient option, Luxury Gold offers Travel Protection plans, underwritten by Arch Insurance Group, that meet or exceed the above coverages. Availability of travel insurance and extent of coverage can change, so please refer to our website for information or contact one of our Travel Experts. If you wish to purchase one of Luxury Gold's Travel Protection plans, you must purchase the Travel Protection Plan within 14 days of making your initial deposit/payment.
You are not required to purchase your insurance from Luxury Gold and are welcome to choose any travel insurance product that meets or exceeds the requirements above. If you purchase your insurance from another seller, we will ask you to provide Luxury Gold with information regarding your insurance policy prior to final payment being due.
No policy covers every risk. Coverages, conditions, exclusions and limitations under each policy differ. The minimum amounts listed above may not cover all your costs. You will be responsible for costs in excess of coverage amounts and for all costs if coverage does not apply. We encourage you to research your choices for a policy best suited to your circumstances.
Should you choose to travel with Luxury Gold without the required travel insurance, you will need to declare this option when you complete your trip registration at MyLuxuryGold
Travel Protection Frequently Asked Questions
This program was designed and is administered by Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkeley Insurance Agency and in NY, AIS Affinity Insurance Agency.
Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a brief overview of the coverages. Subject to terms, conditions and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply.
** Travel Protection Plan Plus is only available for trip costs of $15,000 or less.