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Travel Insurance is highly recommended to participate on our trips

We highly recommend guests have travel insurance covering all dates of travel with Insight Vacations meeting the minimum levels listed below and covering: trip interruption, trip delay, emergency evacuation/repatriation, medical expenses from illness, whether individual or related to a pandemic event, such as COVID-19, and any medically-imposed quarantine such as a guest in the group contracting COVID-19 while traveling with any Travel Corporation brand.

Coverage should be at least the following amounts:
  • TRIP INTERRUPTION - Cost of the trip including cost of flights
  • TRIP DELAY - $150/day, $750 total per person recommended
  • EMERGENCY EVACUATION/REPATRIATION - $100,000 per person recommended
  • MEDICAL EXPENSE - $25,000 per person recommended

Most travel insurers require you to purchase your coverage within a certain time of making your initial deposit/payment. Guests are advised to research and purchase insurance as soon as possible after making the deposit/payment.

As one convenient option, Insight Vacations offers a Travel Protection Plan, underwritten by Arch Insurance Group, that meets or exceeds the above coverages. Availability of travel insurance and extent of coverage can change, so please check back closer to your purchase or contact one of our Travel Experts. If you wish to purchase one of Insight Vacations’ Travel Protection Plan, you must purchase the Travel Protection Plan within 14 days of making your initial deposit/payment.

You are not required to purchase your insurance from Insight Vacations and are welcome to choose any travel insurance product that meets or exceeds the requirements above. If you purchase your insurance from another seller, we will ask you to provide Insight Vacations with information regarding your insurance policy prior to final payment being due.

No policy covers every risk. Coverages, conditions, exclusions and limitations under each policy differ. The minimum amounts listed above may not cover all your costs. You will be responsible for costs in excess of coverage amounts and for all costs if coverage does not apply. We encourage you to research your choices for a policy best suited to your circumstances.

Travel Protection Frequently Asked Questions

If you need to cancel for any reason and purchased the Travel Protection Plan, you will receive reimbursement in the form of a Future Travel Certificate from your Travel Provider equal to 100% of the cancellation charges. If you purchased the Travel Protection Plan Plus and need to cancel for any reason at all, you may be eligible for cash reimbursement from Arch Insurance Company in the amount of 60% of your total trip cost** as well as a 20% Future Travel Certificate provided by your Travel Provider.

If you have the Travel Protection Plan or Travel Protection Plan Plus and need to cancel your trip due to a covered reason, you may be eligible for cash reimbursement up to 100% of your total trip cost. A full list of covered reasons for trip cancellation coverage, along with general exclusions, is found in your state-specific plan documentation.

This program was designed and is administered by Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkeley Insurance Agency and in NY, AIS Affinity Insurance Agency.

Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a brief overview of the coverages. Subject to terms, conditions and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply.

** Travel Protection Plan Plus is only available for trip costs of $15,000 or less.

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